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Love it or Leave it?

July 24th, 2014

Your Home Sweet Home…LOVE it or LEAVE it?

Your home is your #1 investment. Make the most of it!

remodelLOVE it!

You love your home and want to stay put, but you may have some options for lowering your payment or increasing your equity:

  • Eliminate mortgage insurance when using the Community Reinvestment Act (CRA) Loan in certain Census Tracks in San Diego County. This 5% down payment loan requires NO mortgage Insurance! If you have a FHA or conventional mortgage and made less than a 20% down payment, you probably pay mortgage insurance every month.
  • Refinance your current mortgage into a lower interest rate. Call today to find out what net tangible benefit you may have if you refinance your mortgage. Rates are incredibly low.
  • Remodel or upgrade your home to increase its value. Kitchen and bathroom remodels return dollar for dollar or more on your investment, but adding a pool or other elaborate hard-scape may not increase your home’s overall value at all.

home saleLEAVE it!

You’re ready to move up or move on. Use the equity in your home to:

  • Buy a Bigger, Better Home! Turn the equity in your home into the down payment on your next home- Need more bedrooms? A bigger back yard? A shorter commute? Better school district? Contact CHW Realty today to see how far the equity in your current home can go!
  • Keep your current home as an investment by turning it into a rental property, then use the rental income to help qualify for a mortgage on your next home!
  • Leverage the equity in your home to buy into more than one property.

Want to know how much your home is worth?

Contact CHW Realty today for a FREE Market Analysis of your home’s value! Call us at 619-858-3521.

As a non-profit real estate brokerage, income earned is reinvested into community programs like after-school tutoring, financial literacy, and neighborhood revitalization.

Cal BRE# 01791343

Categories: Newsletters, Realty

CHW is Key Player in Achievement of Obama’s Affordable Housing Solar Energy Goal

May 9th, 2014
CHW Parkview Terrace Aerial solar panels

Parkview Terrace, an affordable rental community developed by CHW in Poway, California. Solar panels from Everyday Energy.

CHW and Everyday Energy will add 3.5 megawatts of on site solar across a total of 22 sites

SAN DIEGO – May 9, 2014 – In an announcement released this morning by the White House in advance of President Barack Obama’s appearance at a renewable energy event in California, Community HousingWorks (CHW) was cited as a key player in achieving the Obama Administration’s goal of providing 100 megawatts for publicly supported housing by 2020.

CHW, a San Diego-based, nonprofit affordable housing developer, is on its way to producing 3.5 megawatts of solar power in its affordable rental communities. Working with their solar energy partner, Everyday Energy, the nation’s leader in financing, designing and installing solar systems for multifamily affordable housing communities, CHW has already installed over a full megawatt of power through photovoltaic and has also installed domestic solar hot water solar systems in 11 apartment communities throughout San Diego County.

This innovative developer is currently working to install new solar systems at 22 additional affordable rental communities. A large portion of the savings will go to lowering utility costs for 1,100 lower income working families, seniors, veterans and people with disabilities living on fixed incomes. As San Diego’s utilities increase, on average, at 6 percent or more each year, these savings are especially important.

“The multifamily affordable housing segment continues to be the most promising market in the United States for solar power,” said Scott Sarem, chief executive officer, Everyday Energy. “In California, we’ve found that when compared to single family affordable housing, multifamily solar projects not only reduce energy costs for a significantly higher number of people, but have greater scalability resulting in much lower acquisition cost than single family solar programs.”

“Our commitment to sustainability runs deep,” says Anne Wilson, senior vice president of housing and real estate development, CHW. “We hold the distinction of developing SOLARA, the first apartment community in the California to be fully powered by the sun. Everyday Energy’s in-depth understanding of affordable housing has made these solar installations feasible both for new construction properties and those in operation.”

The reduction to carbon footprint from these efforts is calculated at an average of 43 percent lower emissions. The 11 CHW communities with domestic solar hot water systems offset more than 56,000 therms each year, supplying hot water to 716 residential units, reducing total therm consumption by an average of 46 percent. This is the equivalent to planting more than 7,000 trees, or eliminating 25,360,000 miles driven by cars. CHW recently installed a shallow, air-driven geothermal system in its Escondido, California property, Avocado Court, home to families and formerly homeless, disabled veterans. This unique system, which is the first of its kind in the United States, eliminates the need for air conditioning in the community space, greatly reducing the total energy consumption of the building.

 

About Community HousingWorks

Founded in 1982, Community HousingWorks (CHW) is a nationally-recognized 501 (c)(3) non-profit organization that helps people and communities move up in the world through opportunities to own, rent, and achieve. CHW has a successful 30-year history developing multi-family, affordable rental apartments and rehabilitating single-family homes for resale in urban, suburban and rural communities in Southern California. We have developed close to 1,700 apartments in 31 communities. CHW’s apartment homes are designed to be healthy and vibrant communities that improve their neighborhoods, offering residents an array of programs to help them move up. Through our comprehensive programs, we proudly serve more than 8,000 children and adults each year. CHW is San Diego County’s only member of the national NeighborWorks Network® and an award-winning affiliate of the National Council of La Raza. Learn more at www.chworks.org.

 

About Everyday Energy

Everyday Energy finances, designs and installs solar energy systems for multifamily affordable housing and trains and hires veterans and affordable housing residents to help them begin careers in solar energy. Everyday Energy creates financial scenarios that allow customers to install solar at little to no out of pocket expense. Headquartered in Carlsbad, CA, Everyday Energy is responsible for creating over six megawatts of solar energy throughout the state. For more information, visit www.EverydayEnergy.us or call 760-607-7200.

PHOTO CREDIT: Courtesy: Community HousingWorks.

Download the high-res photo using this link. No password required: https://www.yousendit.com/download/ZUcwb24rZ2pubHlFTmNUQw.

Fact Sheet from President Obama Announces Commitments and Executive Actions to Advance Solar Deployment and Energy Efficiency (Community HousingWorks is listed under “Private and Public Sector Commitments”)

For more information, please contact us.

CHW Receives Top Honors from U.S. Green Building Council

May 7th, 2014

usgbc

The U.S.G.B.C LEED for Homes Awards recognizes projects, developers and homebuilders that have demonstrated outstanding leadership in residential green building.

Kalos provides 83 vibrant new affordable workforce homes in a smart growth/sustainable setting. The LEED Platinum midrise development sensitively added density and locked in long-term affordability in a built-out, rapidly gentrifying neighborhood. The LEED elements exceed local and national standards in energy efficiency and green construction values, with more than 50 percent reductions in water, more than 70 percent reduction in gas and electrical use, along with car sharing and electric car charging stations. On-site tenant education spreads awareness of a healthy and sustainable lifestyle through smoke-free operations, recycling programs and promotion of alternative transportation.

“We’re glad that our partners at U.S.G.B.C. and the Home Depot provided a grant to offset the extra documentation cost of the LEED program, and are proud to be recognized nationally for the groundbreaking work CHW has been doing for years in the field of sustainability,” says Anne Wilson, senior vice president, housing & real estate development, CHW. “With rebates and incentives, every green system or material we installed pays off in less than 10 years,” said Sylvia Martinez, senior project manager, CHW.

For a complete list of winners, visit the U.S.G.B.C. website.

Learn more about Kalos.

alley view

 

 

 

 

 

Fresh Ways to Support CHW

April 15th, 2014

Fresh Ways To Support CHW

Check out our newest community partners. We are teaming up to make it easier than ever to contribute to the cause!

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Ralphs Grocery

If you shop at Ralph’s grocery store, you can now register your rewards card online and link your account to Community HousingWorks. This will not only save you money at the checkout, but a portion of the proceeds will go directly to CHW’s community programs.

Register your club card today!

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Stone Brewery

Support CHW’s mission and have fun at the same time! Stone Brewing Co. has named CHW its charity focus for April, May and June. When you and your friends take a tour of their brewery in Escondido, $1 of the $3 charge will come back to CHW and the community.

Take a tour 

Categories: News Stories, Newsletters

Join us for the North Santa Fe Groundbreaking

April 10th, 2014

N Santa Fe photo

Join Community HousingWorks at the Groundbreaking for North Santa Fe Apartments

This transit-oriented development is located opposite the SPRINTER train and bus station, in the downtown district of the City of Vista. The 68 affordable apartments include ten for Transition-Aged Youth in partnership with North County Lifeline.

Learn more about the North Santa Fe Apartments Development

 

April 23 | 10:30 AM – 12:00 PM

301 North Santa Fe Avenue

Vista, CA 92084

VIEW MAP

 

Please RSVP to events@chworks.org

Please park at the lot at the corner of North Santa Fe Avenue and Vista Village Drive. This is a construction site – please wear flat, sturdy shoes.

 

DEVELOPMENT TEAM:

Sun Country Builders

Rodriguez Associates Architects & Planners, Inc.

Excel Engineering

 

FUNDING PROVIDED BY:

                         

New Crime Free Program at Maplewood Apartments

April 2nd, 2014

Crime free cert

Maplewood community

In March, Maplewood Apartments joined the Sheriff’s Crime Free Multi-Housing (CFMH) Program in Lakeside.

CHW and the managers of Maplewood Apartments have been working closely together with the Sheriff’s Department to make the community safer for residents and neighbors. The purpose of the CFMH program is to keep illegal activity out of rental communities within the jurisdiction of the Sheriff’s Department. Other communities who have participated in the CFMH Program have seen crime rates go down drastically. “As an organization, we are thrilled to receive our Crime Free Multi-Housing Program certification to further solidify our commitment to a safe community,” said Jeanne Marie Coronado, Asset Manager at CHW.

Santee Sheriff’s Station Captain James Bovet and Crime Prevention Specialist Nancy Ortiz presented CHW with CFMH and Neighborhood Watch signs to display at Maplewood.

Whether you live in a rental community or not, you can always report any suspicious activity to the Sheriff’s Department by calling (858) 565-5200.

To learn more about the Sheriff’s Crime Free Multi-Housing (CFMH) Program, go to: http://goo.gl/dac5tO.

For more information on the Sheriff’s Crime Prevention Unit, visit: http://goo.gl/X6keP.

Categories: Newsletters

Los Robles Renewed: Zadie Fox’s Story

March 25th, 2014

Zadie Zadie Fox, a senior resident of Los Robles since 2001, has lived through many ups and downs over the years. As an active member of her community, Zadie served as the rental community’s Board President for years, in addition to many years of active board member service. Zadie played a pivotal role throughout the recently completed renovation process, helping to breath life back into Los Robles while ensuring it remains a stable home for herself and her neighbors.

Before CHW purchased Los Robles, the residential Board found itself in a tough situation. As a low-income community, they could not afford to make needed unit repairs. Rundown and looking for ways to save the community, they decided to sell Los Robles. “We were really desperate. Mold and water damage had spread through many of the units and we knew we couldn’t afford to renovate on our own. If a for-profit corporation had bought the apartments, we would have been forced out of our homes,” said Zadie.

But CHW didn’t let that happen. Zadie encouraged the board to work with CHW and within months of purchasing the property and beginning the renovation process, she saw the community start to change. “I did it to save my community,” said Zadie. “I kept my fingers crossed and when they started the conditions were horrible. But the renovation teams were so great, they accomplished a lot and it progressed so fast – it was like magic,” she said.

CHW’s presence energized the community in a way Zadie had not seen in residents before. “The renovation served a great purpose and I was so proud to help save our low-income homes,” said Zadie. “The community is amazed at the difference and the complaints that were once commonplace have disappeared. I’ve seen so much growth, it’s truly fantastic.”

CHW brought life and color back not only to the units of Los Robles but to the Learning Center as well. “Many of the children in this complex don’t start out speaking English. But with CHW’s programs, they have the opportunity to learn,” said Zadie. As a community leader and retired elementary school staff member, children have always been one of her top priorities. “They are the most important part of this community. I will always defend our children’s programs because they are critical to the futures of our children. I may not be here much longer, but these families have children and it is our duty to ensure their success for the future. Without the Learning Center, I don’t know where our children would be.”

Find out more about Los Robles!

Categories: Newsletters

City Heights Community Enhancement Kick-off Event

March 11th, 2014

Join Community HousingWorks, San Diego Canyonlands & Wells Fargo at the

Auburn Creek Tour & Kick-off Event

March 29, 2014 | 2:00 PM – 4:00 PM

Thanks to the generous UrbanLIFT Community Grant from Wells Fargo, Community HousingWorks (CHW) and San Diego Canyonlands (SDCL) are teaming up to transform and restore Auburn Creek  into a safe and beautiful part of the community. Hundreds of kids routinely take the shortcut path across this creek area walking to and from school, faced with an unsafe and hazardous walk. With this support from Wells Fargo, we can eliminate hazards and beautify the community.  

Residents at CHW’s neighboring Bandar Salaam Apartments will be an integral part of the restoration process. As part of this grant, CHW will also be making substantial improvements to the apartments, including fixing the parking lot, improving landscaping and more. 

Event Information:

Join us on March 29th for a creek tour, Wells Fargo check presentation and a chance to get a glimpse of the vision for this creek area. Representative Juan Vargas will speak about the importance of San Diego’s unique creek and canyon ecosystems and how this project will benefit the City Heights community. Youth residents from CHW’s neighboring Bandar Salaam Apartments will also do a mini clean-up of the creek to prepare for the upcoming Creek-to-Bay cleanup in April.

Meet at the entrance to Bandar Salaam Apartments at 3810 Winona Ave. Please wear sun protection and wear sturdy shoes. The event will take place rain or shine (unless it’s pouring)!

For more information, please contact Linda Pennington at gizmopennington@cox.net or 619-972-4921

Councilmember Marti Emerald and volunteers at Auburn Creek
for Coastal Cleanup Day, 2013

        

 

Categories: News Stories, Newsletters

Open House on April 10th

March 10th, 2014

We will be hosting an Open House event on Thursday, April 10th at our City Heights office from 4 – 7pm. Come learn more about our realty, lending, and financial coaching services! Knowledgeable staff members will be on site to answer all your questions about home buying, selling, and finances.

Throughout the event, community members will have the opportunity to sit in on short, informative presentations, meet 1-on-1 with expert REALTORS®, loan officers, and financial coaches, and enjoy refreshments while socializing with your neighbors. And make sure to sign up for the raffles. We will be giving away free class vouchers (each a $60 value), gift baskets, a $500 closing cost credit, and more!

City Heights Open House

Informational sessions will be held as follows:

4:30pm: Down Payment and Specialty Mortgage Loans- Learn about unique down payment and specialty loans that can help you get into a home with less upfront costs! Find out if you could qualify.

5:00pm:  How to Raise Your Credit Score- If your credit took a hit during the financial crisis or if you just need ideas for how to boost your overall score, we have credit-building strategies you can use!

5:30pm: Market Trends: San Diego Hot Spots- Find out which neighborhoods have the best deals!

6:00pm: Homebuyers Q & A- Are you considering buying a home? It can come with a lot of questions. Ask our expert team the questions you’ve been considering.

Event Details:
4 – 7pm on Thursday, April 10, 2014
4010 Fairmount Avenue
San Diego, CA 92105

Questions? Please contact Ashley Jones at ajones@chworks.org or (619) 450-8693.

Use Your Ralph’s Card to Support CHW!

February 19th, 2014

CHW and RalphsWe are excited to present a new way to support CHW’s efforts to help people and communities move up in the world! If you shop at Ralph’s Grocery store you can now register your rewards card online and link your account to Community HousingWorks. This will not only save you money at the checkout, but a portion of the proceeds will go directly to CHW. Follow the instructions below or see the attachment to register your rewards card and start saving.

Register Your Rewards Card:

  • Simply register online at www.ralphs.com
  • Be sure to have your Ralphs REWARDS card handy and register your card with CHW after you sign up.
  • If a member does not yet have a Ralphs REWARDS card, they are available at the customer service desk at any Ralphs.
  • Once you are online, click on Community / Community Contributions / enroll as a new user.
  • Most participants are new online customers, so click on GET STARTED, SIGN UP TODAY in the ‘Create An Account’ section.
  • Follow the easy step-by-step instructions to create an account.
  • After you create your online account, then link your account with CHW by editing your Community Rewards Information on your profile page.
  • Now, view your profile including your organization participation.
  • REMEMBER, purchases will not count for your group until after your member(s) register their card(s).
  • Do you use your phone number at the register? Call 800-660-9003 to get your REWARDS card number.
  • Members must swipe their registered Ralphs REWARDS card or use the phone number that is linked to their registered Ralphs REWARDS card when shopping for each purchase to count.
Categories: News Stories, Newsletters